There are so many easy ways to save money daily without stressing yourself. Saving money shouldn't be difficult, and you need to know the ways to do it. So my question to you is: Are you looking for super easy ways to save money? If so, stop searching as you are in the right place. These are creative ways to save money without stressing your self. Some of these are things to make at home to save money.
So today I will be showing you 10 super easy ways to save money.
Cut Down on Cable and Movie Subscription
Are you among the people that subscribe to cable as well as movie subscription services? Having both services is good and sweet, but have you considered its effect on your money and savings? To save money, you need to get rid of them or at least cut down on them.
There is no need to get cable as well as Netflix, Hulu, and everything. You can either go with one of them or, either way, watch local channels by using a digital antenna. The average monthly cable bill is around $120, and the minimum monthly movie subscription is $8. So, your guess is as good as mine; you can save a lot of money by cutting down on your cable and movie subscription.
Stop Maxing Your Credit Cards
Having credit is one way to get a credit score, and we all need it to build our credit. Using your credit card less will help you save money as you will have to pay less interest. The interest rate on credit cards can be costly, so reducing your credit card will help you save some cash. You can ultimately use the credit card's interest rates from more investments to bring in more cash.
Cancel Your Gym Membership
As the saying goes, health is wealth, but you don't want to get healthy by wasting your wealth. There are several ways you can exercise or work out both inside or outside your house without a gym membership. Registering for a gym membership can be very expensive, and if you can get rid of it, I will say go for it.
I personally canceled our gym membership and now work out at the park or my apartment gym. If you don't use your membership often, you will cancel and use other alternatives like the park or running in your neighborhood.
You can save a lot of money by canceling your gym membership and using alternative methods for the workout. Most people that have a gym membership do not get their money from the membership.
Use Mobile App for Cash Back on Your Purchases
There are a lot of mobile apps you can use to get cashback on your purchases. Apps like Ebates, Rakuten, Dosh, Ibotta, and so on. With these mobile apps, you can easily get cash back on your purchases.
Thousands of stores use these apps, including Mary’s, Amazon, Target, Walmart, and much more. This is one of the best ways I save money, and you can do the same as we all love shopping. Read more about the top 5 money savings apps to use in 2020 here.
Buy New And Used Things
When purchasing items like furniture, clothing, and other household items, consider buying mixed stuff. You can buy some used and some new items to save money. Going for all new items can be expensive and won't allow you to save money. You can use websites like craigslist and apps like offer up to get used items for a lower price. Buying used items once in a while is a great way to save money and save for the future.
Don’t Rush To Buy Things Not on Your Budget
Do you go shopping to spend $100 but end up spending $200? It would be best if you stopped rushing to buy things that are not on your budget. To save money, you will need to stick to your budget at all times.
If you purchase items due to promotion at a particular time, remember promotion never ends, and they will come again. Always go for what you need and give yourself two weeks to see if you still need the item. Most of the time, I tell you you will not need that item, and in turn, you will save money.
Use a Coffee Maker at Home Rather Than Buying Coffee Outside
Our mornings aren't complete or even started without a cup or two to get us going for many of us. Getting coffee every day from a coffee shop like Starbucks can be very expensive, as we all know. According to Businessinsider, the average person spends $3.1 on a cup of coffee every at Starbucks.
So, let's do the maths; $ 3.18 multiple 5 working days will be $19.8 if you can take once a day. You can now check how much that will be in a year, and what if it goes on for years? Your guess is as good as mine.
While ordering a smaller size might seem like an easy way to save money, you could save dramatically more by eliminating buying coffee at the coffee shop make your own at home.
Have a Budget
Do you really budget on things you buy and do on a daily or monthly basis?
Budgeting is the process of creating a plan on how to spend your money. It’s that simple.
Budgets are a great way of saving because they help you be mindful of your income and expenses. With a budget, you will know exactly how much you can spend in a category each month, how much you have to work with, what spending areas need to be evaluated, among other things.
Having a budget has helped people reach their goals, pay off debt, make more money, retire, and more. To save money, you will need a budget and stick to it.
Learn more about how to stick to your budget.
Pack Your Own Lunch
One of the easiest ways to save money is to pack your lunch when going to work. While everyone at your work might be going out for lunch and spending money, you'll be saving some cash. The average person spends around $10 to $11 when eating lunch at fast food or any restaurant. There is no shame in packing your own lunch to work, and you can save a considerable amount every day. Packing your own lunch is one of the easy way to save money every week.
Drop Your Landline
Who needs a landline when you are mostly out of the house all day. Gone are those days when people need a landline to connect with people. The average monthly cost of a landline is $15-$30 per month. So why not get rid of your landline and sick to your cell, which you can use anytime, anywhere.
Remember that saving money is not an easy task and needs to be done little by little. Follow some of the listed ways above, and I promise you that you will never regret it. Test them to see how you can best save money in your life. Most of the things on the list are ways to trick yourself into saving money. One of my favorite money-saving tips is to try and eliminate a few dollars of expenses each day. Keep doing it until you get the desired result and save enough money for your future.
Do you have any other easy way to save money? Let me know in the comments!
- How to Create a Personal Budget: A Beginner’s Guide
- Top Money Management Apps To Help You Manage Your Money
Michael launched Wealth of Geeks to make personal finance fun. He has worked in personal finance for over 20 years, helping families reduce taxes, increase their income, and save for retirement. Michael is passionate about personal finance, side hustles, and all things geeky.