While most of my investment portfolio is in index funds that track the overall market performance, I’m also a huge fan of buying individual stocks and ETFs. But, I don’t buy blindly. I rely on stock investing newsletters to find ideas.
Buying blindly (and not being a “buy and hold” investor) is what gives stock investing a bad name. When you invest correctly, buying the correct individual stocks can build long-term wealth and help you (dare I say it?) beat the market!
Whether you want to buy your first stock or already own at least 20 stocks, stock investing newsletters can help improve your investment returns. You can also minimize investing risk.
After a wild ride the past few years with all-time highs to multi-year lows within a few short weeks and back to all-time highs in a matter of months, investing newsletters are more valuable than usual.
These are the stock newsletters I rely on to diversify my portfolio and make informed investment decisions.
The Best Investing Newsletters (According to Me)
Here are a few of my favorite investing newsletters and magazines. I’ve tried several over the years, but these are the ones I plan to stick with. The average investor doesn’t need to spend more than $200 annually per newsletter.
1. Oxford Club Comminique
The Oxford Club Comminique is this publication's flagship newsletter and their best all-around option find a variety of investing ideas.
This stock newsletter is also handsomely priced at $49 for the first year and then $79 each renewal. That's more affordable than most newsletters which let you have more cash to invest.
You will receive monthly stock picks including a $3 stock that could be part of your portfolio. As always, conduct your own research before buying as no stock newsletter provides individual advice.
Read this Oxford Communique review to learn more.
I might get a kickback from Oxford Club if you subscribe.
Related: Best Motley Fool alternatives
2. The Motley Fool
Some of the first investing books I ever read were published by The Motley Fool. You can also access their stock
market picks with two different investing newsletters (more like an online investing service):
- Stock Advisor —> (Read my Stock Advisor review to learn more)
- Rule Breakers —->(Read my Rule Breakers Review to see if it's right for you)
(Limited time: Stock Advisor only costs $99 for the first year and then $199). I personally subscribe to Stock Advisor.
You receive recommendations for “Steady Eddies” and potential high-flyers with sound company fundamentals with Stock Advisor. So, you get a healthy mix of growth and value investing.
Rule Breakers is a better fit for aggressive investors. Each recommendation focuses on companies that have high growth potential. As of this writing, a fair amount of companies are foreign-based, and you’ve probably never heard of most of them before. I didn’t at least.
Epic Bundle gives you a subscription to Stock Advisor and Rule Breakers. You also get access to the Everlasting Stocks newsletter which provides a list of stocks you can “buy and hold forever.” This list updates quarterly. The Epic Bundle costs $499 per year.
I might receive a small commission if you subscribe to a Motley Fool product. Thank you if you do!
3. Oxford Income Letter
Do you want to earn dividend income? The Oxford Income Investor has four model portfolios and a monthly issue. As a result, you have plenty of dividend investment ideas to choose from.
It's also reasonably priced at $49 for the first year and then $79.
While dividend stocks are not immune to market volatility, these stocks can be hold up better during a bear market as they tend to have cleaner balance sheets than aggressive stocks.
You should choose a different newsletter if you want to invest in tech stocks and growth stocks.
Join for $49 for the first year or also get a free Ultimate Dividend Package with one-time reports. You will pay $249/year to subscribe when joining directly through Oxford.
TheStreet is another platform that I enjoy for free and premium content.
There are two services that stand out for active investors that want daily market insights and a plethora of stocks to consider or avoid.
- TheStreet Smarts: This daily publication curates articles from the four premium services. It's your best option if you don't want to spend big bucks on several subscriptions and are happy with the Reader's Digest version.An annual subscription costs $39.99 for the first year and then $99.99 at renewal. You can sign up for TheStreet Smarts.
- Action Alerts Plus (AAP): If you're comfortable buying and selling stocks several times per month, AAP is an enticing service led by two investing experts. You will receive a combination of long-term and short-term investment plays. This service can be a good alternative to swing trading.AAP starts with a 14-day free trial. Next, you pay $29.99 monthly, $199.99 for one year ($16.67 monthly), or $299.99 for two years ($12.50 monthly).
The experts at Zacks offer free and premium investment research based on their proprietary system, the Zack Rank. It has more than doubled the S&P 500 for over three decades with an average gain of +25.57% per year. The service provides in-depth commentary on individual stocks and sectors.
On Zacks.com, visitors and members can see the stock tickers for which Zacks provides bullish or bearish ratings. There are also exclusive investing insights that have helped thousands of people strengthen their portfolios.
Additionally, the company’s Executive Vice President publishes his trading day newsletter, Profit from the Pros, which is full of invaluable insight investors find useful regardless of their level of experience in the market.
To benefit from deeper market analysis and full access to the platform, visitors have the option of getting a 30-day trial of Zacks Premium that is only $249/year once the trial expires.
Among many other benefits, Zacks Premium subscribers also get access to these valuable features:
- The Zacks Rank List assigns a rating between 1-5 estimating the stock's potential near-term performance against the S&P 500.
- The Style Score assigns an A-F rating that can help you screen stocks by a value, growth, or momentum investment strategy.
- A curated Focus List of the best 50 long-term stock recommendations using earnings momentum. You can also read the equity research reports that typically cost $25 per report. Consider this feature to find investments you might hold for at least 12 months.
Zacks also provides an interactive stock screener to paid subscribers that help filter results by rank along with the standard fundamental and technical indicators your broker’s screener may offer.
6. Early Warning Report
One of my favorite personal finance authors for teens and adults of any age is Richard Maybury. He also uses the pen name of “Uncle Eric” for a series of economics-related paperbacks for young adults—how I discovered his work.
If I can recommend any entry-level book about economics it's Whatever Happened to Penny Candy?
I primarily subscribe to his Early Warning Report newsletter for his geopolitical analysis with an “Austrian economics” (i.e. laissez-fair economics) perspective.
He also makes stock recommendations in each issue for these topics:
- National defense
- Alternative energy
- Consumer staples
- Precious metals
I’ve acted on a few, but it’s not the primary reason I subscribe to this publication. Reading is my favorite hobby and I look forward to Mr. Maybury’s latest monthly issue. EWR publishes 10 times a year.
Read my Richard Maybury Early Warning Report review for an in-depth look.
I don’t receive a kickback from EWR if you subscribe.
7. Curzio Research Advisory
I'm a lifetime subscriber to Curzio Research Advisory. This entry-level newsletter gives you one new stock pick each month. You pay $49 for the first year and then $199.
While not every one of Frank Curzio's recommendations is a winner, he has a good track record. I'll give Frank kudos as he was raising the alarm about the financial impact of COVID-19 well before the mainstream press and investing newsletters.
He also puts out several free videos on Twitter and YouTube. He has a weekly investing podcast (Wall Street Unplugged). I listen to most of his weekly episodes to get investing ideas and listen to interesting guests.
Curzio Research also has several higher-level newsletters that can be a good idea if you have money to play with or are an accredited investor. One is for income and another for micro-cap companies.
Full Review: Read our Curzio Research review for more.
8. Bonner Private Research
Bonner Private Research is an independent publication from several contributors including Bill Bonner (a legend in the investment newsletter industry), Dan Danning, and Tom Dyson.
This newsletter isn't like most publications as you won't receive monthly stock picks. On a positive note, you won't receive lots of annoying emails to signup for expensive premium newsletters.
Instead, you can choose a free daily investment digest that provides some market commentary and investment banter. It's also possible to get a premium subscription for $100 per year or $10 monthly.
A premium subscription provides a members-only Wednesday and Friday briefing that can include investment ideas. The main objective of this publication is to currently help you avoid “the big loss.”
Currently, the newsletter is recommending short “tactical trades” that you might hold for several months in energy, shipping, or other areas where the market is ripe for growth.
There is also a “trade of the decade” which is a 10-year investing idea from 2020 to 2030.
If you believe that cash is trash but stocks are worse, check out this one first.
9. Global Changes and Opportunities Report
GCOR runs along the same vein as the Early Warning Report but it’s more focused on investing. Mr. Jim Powell (no relation to the current Fed chief) recommends and analyzes a variety of large-cap stocks, ETFs, and non-traditional investments for a complete portfolio.
Like Early Warning Report, a majority of GCOR covers macroeconomic topics. Mr. Powell weaves relevant stock recommendations into the topics. I usually buy fractional stock shares of his recommendations as he has several portfolios.
You can also read a sample issue to get a taste of Mr. Powell’s investing insights and global outlook.
10. Kiplinger’s Personal Finance
So Kiplinger’s is a monthly magazine that offers money management tips and investing advice. I’ve subscribed to Kiplinger’s since I graduated from college in 2008. Their annual subscription is a reasonable $34.95.
Most of the magazine focuses on money management tips. But several sections each month focus specifically on investing in stocks and bonds.
I personally pay attention to the following columnists each month:
- James Glassman (my “if I only read one article from Kiplinger’s a month” article)
- Monthly Featured Stock Topic (Rotating categories with different investing ideas)
- Kiplinger ETF 20 (their favorite 20 ETFs)
- Kiplinger 25 (their favorite 25 mutual funds)
Granted the last decade has been very investor-friendly, I’ve had a couple of investment ideas with a 100+ return (CSX and QTEC) and a few others nearing the 50%+ range.
For the first few years, I exclusively used their mutual fund recommendations because I didn’t feel my portfolio was sufficiently diversified to trade individual stocks. Since my previous 401k was with Vanguard, I used their recommendations to invest in any available 401k funds too.
I might receive a small commission if you subscribe to Kiplinger’s. Thank you if you do!
Bonus Article: Read my Kiplinger's Review for more information.
11. Stansberry Research
Stansberry Research is a firm I’ve heard of for a few years and finally decided to try in late 2017 after listening to their Stansberry Investor Hour podcast.
Yes, this is the same bunch that had Ron Paul doing the “End of America” commercials in 2012. I was skeptical at first, but I think they are legit overall. However, remember the stock investing newsletter business is competitive.
Always think of your best interest and personal goals before subscribing to the high-level newsletters that may cost $1,000+ per year. I stick with entry-level newsletters that cost less than $200 per year.
I encourage you to consider getting one of the following entry-level newsletters:
- Stansberry’s Investment Advisory
- True Wealth
- Retirement Millionaire <—–This is my favorite of the three (if you only choose one)
Each newsletter has a slightly different investing strategy, but primarily invest in sound companies. True Wealth is the most
speculative contrarian of these three and tends to have a high focus on investing in China.
The standard annual price is $199 for each newsletter which can be pricey. But if you search for offers, you can usually find a one-year or two-year subscription for $99.
Of all the recommendations, the Stansberry products are the most detailed and structured. Each month, you receive a new stock recommendation and a 5 or 6-page story and analysis on why you should invest in the stock or ETF. They also provide a “buy up to” price and a selling price.
Also, the Stansberry newsletters adhere to stop losses. For example, you sell the next day if the share price drops 25% below your entry price.
While you can’t view a free sample issue, you do have a 30-day money-back guarantee. Just make sure you call to cancel during this time to get a full refund. I’ve done it.
If want to learn more about the Stansberry investing model, you can read one of founder Porter Stansberry’s latest ebooks (The American Jubilee) on Amazon to learn more. I read this same book before I became a subscriber. Pay attention to the last 130 pages (Parts 5 and 6) to learn how to successfully analyze stocks.
12. Stock Gumshoe
If you’ve ever researched investing newsletters, you soon realize they could easily fill the magazine rack at Walmart.
They are also pitching these “must buy” stocks to build their subscriber base. Stock Gumshoe is a free service that deciphers most of these newsletter teasers, so you don’t have to burn through your cash to buy yet another newsletter.
Travis (the Stock Gumshoe) even gives his analysis on the high-end newsletters that cost between $1,000 and $5,000 a year. He tells you which teasers are noise and which ones are legit. Unless you're trading options or shorting stocks,
You can also buy a premium membership which is also very reasonable to become an “Irregular.” With this subscription, you get access to Travis’ Real Money Portfolio to see where his money is invested and you can also get a quick summary on each tease so you don’t have to read the entire article to get his opinion.
13. Cotton's Technically Speaking
Technical investing–when done correctly–can be financially rewarding. A basic understanding of technicals can help you identify uptrends and confirm stock fundamentals to find more potential gains.
Many people think you must short stocks, trade options, or immerse yourself in charts.
Instead, you may consider looking for short-term trading ideas of Cotton's Technically Speaking.
Run by Joe Cotton, a three-time national stock-picking contest winner, you receive a letter on the first and third Monday before market opening.
This newsletter provides current market commentary and presents charts for 5 to 7 featured trading ideas. Each chart contains trendlines that can make your research process easier.
The cost is $199 for an annual subscription or $7.99 for single issues.
If you like dividend investing, Dividend.com offers premium reports you can use to focus on dividend growth investing. This option is different than many of the other stock investing newsletters on this list.
I personally think dividend investing will become more popular as investors clamor for yield they cannot find with investment-grade bonds.
Research tools include Dividend.com's favorite dividend stocks to invest in, in-depth research reports, and key dividend reports, including upcoming ex-dividend dates and 40+ years of company dividend history.
Another tool you might like is tracking your dividend history in the online platform. If you use several different online brokers, tracking your earnings all in one place makes it easy to calculate your future and lifetime dividend income.
Lite or Premium Plan
Two different premium plans are available. The Lite plan costs $99 per year, and you get access to the “best stock lists,” in-depth company research, and the daily dividend newsletter, to name a few perks.
The premium plan costs $149 yearly. You get extra benefits, including a watchlist, dividend payout changes, data spreadsheet exports, and exclusive dividend articles.
15. Five Minute Finance
Five Minute Finance (5MF) is a free weekly investing digest covering the hottest trends and market news. While you won't see a model portfolio, you can find investment ideas that you can research to either buy, hold, or put on your watchlist.
Should You Buy Every Monthly Recommendation from an Investing Newsletter?
Even though I subscribe to several investing newsletters, I don’t buy every recommendation. Here are a few reasons why I don’t every hot stock tip:
- I don’t agree with the company’s business model (i.e., tobacco stocks, moral issues, etc.)
- Don’t fully understand the company business model
- Don’t have enough money to buy everything
- Can’t adequately review the weekly performance of each stock
- The recommendation is too aggressive or risky for my liking (i.e., junior mining stocks)
Investing newsletters recommend stocks that they believe will make you money. It's still up to you to decide if the recommendation is a good fit for your investment thesis.
Always Perform Your Own Due Diligence
Although there are times I trust a newsletter's recommendation and buy the next trading day, I almost always research the company or ETF myself. I check the latest news to make sure I'm reading the entire story. After all, the job of newsletters is to write compelling content to sell you more newsletters (or their higher-priced options).
I've unsubscribed from several investing newsletters in the past because I didn't buy their recommendations, or their analysis didn't add value.
Wait a Month Before Buying Your First Recommendation
You may also decide to wait a month or two before buying your first stock recommendation. Use this “waiting time” to get a feel for the newsletter's strengths and weaknesses.
Ignore the High Dollar Pitches
With a traditional investing newsletter, you will receive regular emails to buy the premium newsletters that cost at least $1,000 a year. Don't feel like you need to invest in these newsletters. Their pitches are compelling like a free timeshare session, but I'm a cheapskate.
They usually invest in riskier trades or complex trades. If you can invest thousands of dollars at a time, these might be worth the “investment” but thousands of other investors and I have done perfectly fine with the basic newsletters.
Understand the Business Before Investing
It's also important you understand how the business makes money. For instance, how do you know all the ways Amazon makes money? One hint is that it's more than just selling Amazon Prime memberships.
More importantly, you should know how a business can lose money or lose market share. For example, what do you think is the next big trend? Do you want to invest in companies where lawsuits or controversy are common like tobacco, firearms, or pesticides?
If you need help understanding a business, don't be afraid to ask a friend or family member. This is your money we are talking about after all. Don't forget you can always keep cash in a high-yield savings account if you don't know what to invest in yet.
Why I Invest in Individual Stocks
It’s perfectly fine to only stick with investing in index funds that try to mimic the market’s movement. After all, it’s simple and efficient. Instead of spending your precious time reading stock tips and researching the pros and cons of a potential investment.
But, I hold a portion of my investment portfolio in stocks and actively managed ETFs that try to beat their index. Here are a few reasons why:
- Simply trying to match the market doesn’t “raise the bar”
- More risk=more reward (I’m in my young 30s and can weather the stock market volatility)
- Investing in the right stocks helped us get out of debt early
Most of my investments are in retirement accounts, but I also invest in stocks, ETFs, and even a few mutual funds in a taxable brokerage account. For cash, we don’t plan on using in the next three years and still want easy access to, we invest the excess for a higher earning potential.
These are a few of the reasons why I invest in stocks, but I don’t go it alone. Today, I’m going to introduce you to more “investing brain trust” for some of the resources I use to pick stocks. Yes, I still have a few losers (especially in 2018 because of the ongoing trade war spat), but I don’t plan on giving up soon.
I might have a slight addiction to investing newsletters. Partially because I use them to make informed investing decisions. And partially because I enjoy reading differing views on economic and geopolitical events.
Consider trying two or three newsletters that match your investment strategy and invest in the ideas that can benefit your portfolio. These ones represent a variety of investment strategies.