8 Incredibly Easy Ways to Get Free $20 Credit When You Sign Up

Get your smartphone ready because you are about to discover online services that give new members free $20 credit when signing up. Yes, you read that right – free money just for registering an account and completing an easy task!

This is the easiest way to earn extra cash without much effort. Plus, who doesn't love free money? It is okay to be hesitant about the legitimacy of these offers, but rest assured that these platforms are reputable, vetted, and have positive reviews from users like you.

Ready to get some free money?

8 Platforms That Offer Free $20 Credit When You Sign Up

1. Upromise

Upromise is an app that helps you to save for college expenses and earn cash back on purchases made at participating stores. That's right – you can save for your future while earning free money.

How does it work? When you sign up with Upromise, they will give you a $5 bonus. And when you link a 529 plan or checking or savings account, you get the remaining $25. So your journey to college savings has already started with an extra $30 in your account.

But Upromise doesn't stop there. It allows you to earn cash back on purchases made at participating stores and restaurants. You can also link your credit and debit cards to the app to earn money back on everyday purchases. And if you refer friends to join Upromise, you will earn $25 for each qualifying referral.

Take advantage of the Upromise offer and avoid the stress of paying for college expenses and the dreaded student loan. Instead, sign up for your free $30 bonus and give yourself the gift of a debt-free college.

2. Stash

Stash is an app that allows you to start investing with $5. Their user-friendly platform makes it easy for beginners to navigate the investment world. In addition, they offer personalized advice, a variety of low-cost exchange-traded funds (ETFs), and individual stocks to choose from.

When you sign up for Stash and deposit at least $5, they will give you a $20 bonus. The bonus funds must remain in your account for 90 days. You must also link a funding source or bank account to receive the bonus.

Aside from investing and getting a return, you can also benefit from the referral program, which allows you to earn up to $30 for each friend or family member who joins Stash. Imagine you successfully invite 10 people to join Stash. That is an extra $300 in your account on top of the gains from your investments.

Stash offers a user-friendly platform, bonuses for signing up and referring friends, and various educational resources to help new investors make informed decisions. So start investing now with Stash and claim your bonus. Give yourself the gift of financial security and growth.

3. Tada

Wouldn't it be great t to get paid for doing something you must do anyway, like grocery shopping? Tada is an app that gives you cash back on groceries, household items, and even online shopping. You can also earn bonuses for referring friends to the app. So why not give it a try?

The Tada app is simple to use:

  • Download the app
  • Select the offers you want before grocery shopping
  • Take a photo of your receipt with the app
  • Get cash back

You don't need to clip coupons or do anything extra – shop as usual and earn cash back on your purchases.

When you download the app and make your first order, you will receive a $20 sign-up bonus. You can then withdraw the money you've earned via PayPal or choose to receive a gift card. The minimum payout is $10.

Download the Tada app now and start earning cash back on your purchases.

4. Robinhood

Are you interested in investing and the stock market but need help knowing where to start? Robinhood is a popular app among beginners and seasoned investors because it allows for commission-free trades.

When you sign up for Robinhood, they will give you a free stock worth up to $200. That's right, real shares of an actual company that you can hold onto or sell for profit. We know that's significantly more than $20, but they offer between $5-$200, and most people will receive $ $5-$20. So only 2% of new customers will receive stock worth $100 or more.

In addition to the free stock, Robinhood also offers a referral program where both you and your friend receive free stock when they join through your referral link. So not only can you earn some extra cash with your investments, but also by referring friends to the app.

The only prerequisite to getting the free stock is linking a bank account. If that's not a problem, you are good to go. Claim your free stock on Robinhood now and start investing.

5. Netspend

This one is slightly different because it involves getting a prepaid debit card. Netspend offers a prepaid debit card and an accompanying app to manage your account and track purchases.

When you sign up for the Netspend prepaid debit card, they will give you a $20 credit. You can use the card just like a regular debit or credit card to make purchases and withdraw cash from ATMs.

To claim your free $20 credit, you must activate and load at least $40. It may seem like a lot at first but think about all the times you use your debit or credit card and get nothing in return. With Netspend, you will receive a $20 bonus and more! 

You can earn additional bonuses through their referral program and when you complete specific tasks. Tell your friends about Netspend and get $20 when they come on board. Then, shop with a Netspend card and get payback rewards. 

What's more? Netspend also allows you to save and earn interest with a savings account. Sign up for the Netspend prepaid debit card for your free $20 credit.

6. Tellus App

With Tellus, your savings are powered by real estate. Their business model ensures you earn a 3 – 4.50% annual percentage yield on your deposit, which they claim is 34x more than your average savings account. So how do they make this money to pay you? Through real estate lending.

Tellus App also gives new members a $20 bonus when they sign up and deposit at least $200. That's an easy way to start your savings with extra cash in your account. Download the app from their website or your app store, register your details, and make a deposit.

A Tellus investment account allows you to save for short-term or long-term goals and earn higher interest than traditional savings accounts. Plus, their “human” customer service team is available 24/7, making it easy for you to manage your account and reach your goals.

Don't wait any longer – sign up for Tellus now and claim your $20 bonus. Then, start saving and making more money with real estate investments.

7. SpruceMoney

Do you want to improve your credit score and better manage your finances? SpruceMoney can help with that. With their app, you can track and pay bills, check credit scores, and receive personalized advice on improving credit.

SpruceMoney is also a cashback rewards app, allowing you to make money when you spend money at over 10,000 participating retailers. You will find a retailer you know and love, from restaurants to grocery stores, hotels, fashion houses, and more. This program is powered by Dosh, and the cash back you receive is deposited into your Spruce savings account.

Also, when you sign up for SpruceMoney and make a qualifying deposit, they will give you a $20 bonus. You can use that money toward your bills and expenses or save it for future goals. To avail of the bonus offer, register an account on their website or app and make a deposit of at least $200 within 45 days of account opening.

Beyond the free money, SpruceMoney also offers overdraft protection and FDIC insurance on your savings, so you can rest easy knowing your money is safe. Start improving your credit and earning cash back with SpruceMoney today. Take advantage of the $20 sign-up bonus.

8. Klarna App

Are you an avid online shopper? The Klarna app can help make your shopping experience more seamless while also gifting you a $20 bonus.

Join Klarna, shop at over 250,000 online retailers, and split your purchases into four equal, interest-free payments. That way, you can spread the payments over time instead of making one large purchase and potentially straining your finances.

In addition to payment flexibility, Klarna offers app rewards for shopping. When you sign up and make a qualifying purchase, they will give you a $20 credit at select online retailers. To claim the bonus, download the app, set up an account, make a deposit and start shopping!

Plus, earn even more rewards by referring friends to join Klarna. You can receive up to $20 in credit for each successful referral. And when you enter the Klarna rewards club, you will get one point for every dollar spent with them. Then, turn those points into rewards at their massive list of retailers, restaurants, and more. Shop smarter and earn rewards with Klarna. 

It's Time to Cash Out

Earning free money and rewards just for signing up and using these apps is a no-brainer. So start improving your financial wellness and making extra cash with Stash, SpruceMoney, Klarna, and others.

Beyond the bonuses, these financial and cashback apps will help you become a more intelligent and informed spender. So take advantage of the opportunity to earn free money and improve your financial health – sign up for these services today!

This article was produced and syndicated by Wealth of Geeks.


Jude Uchella is a health and wellness advocate and founder of Health Makes You, a reliable resource for comprehensive answers to health-related questions/challenges. He is supported by a team of professionals (a doctor, an anatomist, and a fitness trainer) who contribute and fact-check content on the website.