FSKAX vs FXAIX: Which Is The Better Fidelity Fund?

This article will compare FSKAX vs FXAIX.

The Fidelity Total Market Index Fund (FSKAX) and the Fidelity 500 Index Fund (FXAIX) are among the best US Large Blend funds.  They are among the best portfolios you can invest in, and expect great returns.

Fidelity Total Market Index Fund, FSKAX, seeks to provide investment results equal to the total return of a broad range of U.S. stocks and has a very low expense ratio.

Fidelity 500 Index Fund, FXAIX, is one of the most straightforward funds to invest in now and is very popular among long-term investors.

Even though these two are great options for investing your money, it is best to compare the two mutual funds to make the best decision.

FSKAX vs FXAIX Graphic

 

FSKAX vs FXAIX

The main difference between FSKAX and FXAIX is the index they track and the number of holdings.  FSKAX tracks the total U.S. market return, while FXAIX tracks the S&P 500 Index.

FSKAX = Tracks 80% of the U.S. Total Stock Market Index and has 3,875 holdings

FXAIX = Tracks the S&P 500 and has 508 holdings

Now, let's keep comparing FSKAX and FXAIX.

FSKAX vs FXAIX Comparison

 

FSKAX vs FXAIX Performance

FSKAX and FXAIX have had almost identical performance returns over the last 10 years.  FXAIX has had slightly better returns but only by 0.29% annually.

FSKAX vs FXAIX Performance Graph

 

FSKAX vs FXAIX Comparing Key Metrics

FSKAX and FXAIX are both mutual funds.  They are among the best and most popular mutual funds in the world.

FSKAX and FXAIX are large U.S. stock blend funds that track the performance of the U.S. stock market.

They are both the most significant funds owned by Fidelity.

These may explain their similar holdings, minimum investment, and expense ratios.

 

FSKAX vs FXAIX Fund Size

FSKAX and FXAIX have different amounts of assets under management.  Both of these funds may better be categorized as large funds.

Fund size is an important metric.  It tells you the confidence other investors have in the fund.

FSKAX has $45 billion in assets under management

FXAIX has $224 billion in assets under management

Although a large fund alone cannot guarantee a good one, it is a critical factor to consider when picking the correct one.

 

FSKAX vs FXAIX Expense Ratio

Fees are one of the most significant factors that hamper portfolio growth.  The difference between 2% and 0.04% fees over 30 years can cut a portfolio's value in half!

Comparing FSKAX vs FXAIX:

FSKAX has an expense ratio of 0.015%

FXAIX has an expense ratio of 0.015%

Both funds have the same expense ratio.

 

What Is a Mutual Fund?

A mutual fund is a fund that pools money from different investors to invest the money in securities such as bonds, stocks, and short-term debts.

When you invest in a mutual fund, the fund invests your money into stocks and other similar investments.

The return on your investment will come from the profit the fund realizes from investing in these securities.

Investing in a mutual fund offers some key benefits, which include:

  • Diversification
  • Low-Cost
  • Liquidity

Mutual funds reserve some outstanding features that make investors buy into them:

  • Diversification

A perfect adage to stress this point is, “Don’t put all your eggs in one basket.”  The span of a mutual fund's investment is usually comprehensive.

They invest in a large number of companies and industries across sectors.

This is a smart way to mitigate the risk involved in investment.

If one company fails, another company can cover those losses.

  • Low-Cost Investments

A good investment aims to “spend less to make more.”

Every investor should seek the lowest-cost fund that meets their investment needs.

  • Liquidity

One of the many benefits you reap when you invest in a mutual fund is liquidity.

The liquidity of an investment means the ability to convert it to tangible money easily.

Mutual funds allow investors to redeem their shares quickly and at any time.

Both FSKAX and FXAIX are mutual funds and belong to the Fidelity family.

 

Fidelity Total Market Index Fund (FSKAX)

FSKAX is a Fidelity broad market fund that mirrors the Dow Jones U.S. Total Stock market and holds over 3,000 stocks.

It is a consistent fund for the multi-cap category and offers greater diversity than the typical large-cap fund.

FSKAX Profile

  • Fund Inception: 1997
  • Expense Ratio: 0.015%
  • Number Of Stocks: 3,875
  • Similar Funds (FZROX)

Like FXAIX, FSKAX offers investors an extremely low expense ratio of 0.015%.  FSKAX has a much higher return.

FSKAX's return is nearly double that of FXAIX, up almost 20%.  The broad diversity of its holdings helps with its return.

In addition, the fund outperforms its index and the large-blend classification on a three- and five-year basis.

 

FSKAX Performance

FSKAX Performance

 

FSKAX Holdings

FSKAX Holdings

 

Fidelity 500 Index Fund (FXAIX)

If you seek exposure to the S&P 500, FXAIX is low-cost access to the top companies across sectors.

It's a great option that is also consistent with extremely low fees.

FXAIX is a large-blend fund that seeks to replicate the S&P 500′s performance and composition.

Typically, 80% of the fund's holdings are the same as the common stocks in the S&P 500 Index.

 

FXAIX Profile

  • Fund Inception: 1988
  • Expense Ratio: 0.015%
  • Number Of Stocks: 508
  • Similar ETF (VOO)

S&P 500 broadly represents the performance of common stocks publicly traded in the United States.

FXAIX's one-year return is identical to the S&P 500.

 

FXAIX Performance

FXAIX Performance

 

FXAIX Holdings

FXAIX Holdings

 

My Winner: FSKAX

FSKAX is my winner because it has more holdings than FXAIX (3,875 vs 508).  This gives you more diversification as an investor.

Both funds have a very low expense ratio, so you keep more money in your portfolio.

Both FSKAX and FXAIX are excellent funds.

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