How Much Is 6 Figures In Money? Plus 7, 8, 9, and 10 Figures Explained

In this article, we answer how much is 6 figures in money? and explain 7, 8, 9, and 10 figures.

Earning 6 figures in money means making between $100,000 and $999,999 per year.

Individuals who earn less than that, but have an income of at least $10,000, have a five-figure salary.

The average annual real wage in the U.S. is around $65,836.

Therefore, most Americans earn less than 6 figures.

How Much Is 6 Figures In Money Graphic


How Much Is 6 Figures In Money?

Earning 6 figures in money means making an income between $100,000 and $999,999 per year.

Approximately 6% of Americans make 6 figures a year, and most are in the lower range of 6 figures.  A good wage in one city may not be so in another.

The most important part is not how much you make but how much you keep.

There are examples of people making millions of dollars a year and still living paycheck to paycheck.

Next, I will explain what a 6-figure salary means, how to achieve it, and more about 7, 8, 9, and 10-figure incomes.

Before getting any further, understand the term ‘figure.'


What Do We Mean By A Figure?

Figures are a fancy way to say how much money someone earns yearly. A figure is any single number between zero and nine. So every number is a figure.

The number 12,534 comprises five figures: 1,2,5,3, and 4.

Another example is the number 25, which is 2 figures: 2 and 5.

6 Figures Graphic

Important: Cents are not included when we talk about figures.

We use figures, so we don't have to write down all the digits of a number when we give salary or negotiation estimates.

So, what is a figure in money?

Often figures in money describe the value of something, such as net worth or salary.

The words “figure” and “digit” are used interchangeably. They are both correct terms for a single digit of a number.

The only difference between them is in their contexts.

Therefore, to answer ‘how much is “x” figures in money,' you must know how many digits are in the total number.


What Does 6 Figures Mean?

The best definition of 6 figures is anyone earning between $100,000 and $999,999 annually. So making an income between $100,000 and $999,999 means you make 6 figures.

This is because there are 6 digits in the numbers above.  Therefore, 6 figures are made up of 6 digits.

If your yearly income falls between $100,000 and $999,999, you make 6 figures.

  • Low 6 Figures: $100,000 – $399,999
  • Mid 6 Figures: $400,000 – $699,999
  • High 6 Figures: $700 – $999,999

What Does 6 Figures Mean

An income of 6 figures is a common goal for many people in their careers.


Is 6 Figures A Lot Of Money?

Making 6 figures means you make between $100,000 and $999,999 per year.  This might be a lot of money or not enough, depending on factors like taxes, cost of living, and family size.

Getting a six-figure salary doesn't happen overnight, but it's a goal that's within reach for most people willing to put in the effort.

Once you get there, 6 figures might feel like a lot of money, but you can become accustomed to the higher income over time, and it might not feel like a lot anymore.

Ultimately, 6 figures can feel like a lot of money if you learn to live below your means. But, if you can't live below your means, it won't matter how much money you make; it will always feel like it's not enough.

A six-figure salary does not mean you're rich; you are making an excellent living.  Usually, someone who makes 6 figures can afford luxuries like eating out at fancy restaurants or buying nice clothes without feeling guilty about spending too much money.

But this kind of money usually comes with responsibilities like paying off student loan debt or saving for retirement.

So managing your finances carefully is essential, especially if you want financial independence!


How Much Is 6 Figures Per Day?

To calculate how much 6 figures is per day, you must divide your annual six-figure income by 365 days. The minimum amount of money you need to earn per day to reach 6 figures is $273.97.

However, it's unlikely you will be earning money every day.

So a more accurate calculation is to divide your annual income by the number of working days.

Most people work 250 days a year, so $100,000 divided by 250 days is $400 per day to make 6 figures.

Most people think that making 6-figures is an impossible dream. But it's not!

6 Figures Per Day

This dream doesn't seem as impossible if you can break it down to a smaller goal, like earning $273.97 daily.  Later we discuss how you can reach a 6-figure salary.

Again, it's essential to keep living below your means while you make more money.

Believe it or not, many 6-figure earners in the United States feel broke.

If you work smart enough and make good choices, you can reach the 6-figure mark with ease.


How Much Is 6 Figures a Month?

If you make 6 figures, you make between $8,334 and $83,333 a month.  You can calculate this by dividing your annual 6-figure income by 12 months.

How Much Is 6 Figures Per Month

Again, earning a 6-figure salary means your annual salary is between $100,000 and $999,999.


How Much Is 6 Figures An Hour?

Here are quick breakdowns to give you a good idea of how much a six-figure salary is per hour. These estimates are based on a 40-hour workweek, 50 weeks a year.

How Much Is 6 Figures An Hour:

  • $100,000 Yearly = $50 Per Hour
  • $400,000 Yearly = $200 Per Hour
  • $700,000 Yearly = $350 Per Hour
  • $999,999 Yearly = $499 Per Hour


How Do You Earn Six Figures?

You need to find a career that pays over $8,334 monthly to earn a six-figure salary. The most lucrative jobs in the U.S. come with an income of more than $100,000 annually, according to data from

How To Make 6 Figures

Careers in engineering, management, tech, airline pilots, anesthesiologists, and many others are among the top jobs offering six-figure incomes.

To follow this role, you'd need to obtain a degree.

Nevertheless, there are some exceptions where you can get an entry-level job with only a high school diploma or GED certificate.

But what if you don't want to become an engineer or an anesthesiologist? Is there another way to earn a six-figure salary?

Here Are Several Ways To Earn Six Figures:

  • Inheritance
  • Salary
  • Starting a Business
  • Investments
  • Side Hustles


Six-Figure Jobs That Don't Require a College Degree

College can be expensive and time-consuming, and thousands of college graduates must settle for jobs that pay less than 6 figures.  Alternately, several jobs pay 6-figures that do not require a college degree.

A good return on investment (ROI) career path would be best.  College degrees usually come with a large amount of student loan debt. However, it might be worth it if you know a 6 figure job is waiting for you after graduation.

But, it's becoming increasingly apparent that the best ROI can be skipping the college degree and going straight into a 6 figure position in a hot industry.

The following are some tremendous six-figure jobs that don't require a college degree.


Real Estate Broker

You don't need a college degree to be a real estate broker.  You can start by working for another broker and then open your own office after gaining experience in the field.

Getting your real estate license usually takes 9 months to a year.

Entry-level brokers in the United States report average annual incomes between ​$51,790​ and ​$91,99​0, but in 1 or 2 years, that income can quickly increase to more than 6 figures.

Higher-earning real estate brokers report making $178,000 per year​ or more.


Web Developer

Website developers are in high demand as companies expand their online presence. Web developers can quickly earn 6 figures per year, depending on location and experience.

The best thing about becoming a web developer is that you can complete your certifications in as little as 3 months.



Bloggers can also earn 6 figures without the need for a college degree.  This depends on the niche you are in and your monetization strategy.

Some bloggers earn over $10,000 monthly in affiliate or ad income alone.



Nowadays, the dream job for youngsters is to become a Youtuber (or vlogger). Hundreds of thousands of people make a living by creating YouTube content.

Career As a Youtuber

Youtube content creators can earn as little as 5 figures to as much as 7 figures a year!


Start a Podcast

Podcasts are catching on like wildfire thanks to the rise of smartphones and social media platforms.

I started my podcast (Inspire To FIRE Podcast) only 2 years ago, and it's been a great source of passive income for my business.

Inspire To FIRE Podcast Promo

Earning 6 figures from a podcast can take a lot of time and effort; however, it's possible.

In fact, according to Edison Research Infinite Dial 2021 report, there are over 116 million podcast listeners in America alone, and that number keeps growing every day!

Lastly, if you have an idea for a podcast but lack the technical know-how to set one up, free services like Anchor can help.

That's what I used to start as well.

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How Much is 7 Figures a Year?

Someone earning 7 figures a year makes between $1,000,000 and $9,999,999.  So if you make $1 million a year, you would make 7 figures a year.

This level of income is not typical.

Only 0.35% of Americans make 7 figures a year.

Therefore, it's less likely you will hear someone say they make 7 figures, and more often than not, people who say they make 7 figures will be entrepreneurs.


How Much Is 8 Figures In Dollars?

Eight figures in dollars is between $10,000,000 and $99,999,999 (that is, $10 million to $99 million).  People often say 8 figures when referring to net worth or a business.

The official term for earning eight figures is “eight-figure salary” or “eight-figure income.”

Eight figures salary is a ton of money.

A person making 8 figures is in the country's top 0.001 percent of earners.

This means an individual earning $10 million yearly has a higher salary than 99 percent of American households.


How Much Is 9 Figures In Money?

Nine figures in money is between $100,000,000 and $999,999,999 (that is, $100 million to $999 million).

Only a select few people earn 9 figures, and they are usually celebrities or come from “old money.”

To give you some perspective on how rare it is to make nine figures: Only 1% of Americans make more than $1 million annually (including self-employed people).

How Much Is 9 Figures In Money

Only 0.01% of Americans earn over $10 million annually (including self-employed people).

Nine-figure salaries are reserved for CEOs of large companies like Apple (AAPL), Amazon (AMZN), and Google (GOOGL).

As an example:

Tim Cook reportedly made $150 million as CEO of Apple in 2016.

Examples of 9-figure salary jobs:

  • Tech and Large Company CEOs
  • Hedge Fund Managers
  • Celebrities
  • Elite Athletes

Salaries that break into the 9 figures are still rare, even for CEOs and COOs at major corporations. Yet, this is genuinely an unbelievable amount of money for many people.


What Is a 10-Figure Salary?

A 10-figure salary is anywhere between $1,000,000,000 and $9,999,999,999.  This would make you a billionaire.

Forbes magazine estimates that only about 1,000 people earn over $1 billion yearly.

Their annual pay packages can reach tens of millions each year.

For example, Bill Gates earned approximately $10 million daily while CEO of Microsoft from 2017 to 2018. His annual salary during that period was $1 billion.

Next, we will come back to reality and discuss smaller figures.


How Much Is 4 Figures?

A person earning 4 figures has an annual salary between $1,000 and $9,999.  This is considered a low income in the U.S., and anyone making 4 figures would likely qualify for additional benefits from the government.

This is because a 4 figure income is usually not enough to live off, especially in high-cost-of-living areas like New York or California.

The only exception that comes to mind is Jacob Lund Fisker, who lives on $7,000 annually. However, he is an exception to the rule due to his ability to control his expenses in early retirement.


How Much Money Is 5 Figures?

Any income from $10,000 to $99,999 would be considered 5 figures. But, again, this is more in line with the average American worker.

There is no prestige to making 5 figures since it's common to see workers bring home this amount of money yearly.

Many blue-collar jobs and freelancers fall into the 5-figure range and strive to reach 6 figures.

Some examples of 5-figure jobs include:

  • Teacher
  • Secretary
  • Managers
  • Police Officer

Many jobs requiring college-level education, including healthcare professionals, corporate workers, and teachers, fall into this range.



According to the Bureau of Labor Statistics, being a surgeon, biologist, dentist, or physician is one of the top jobs offering a salary of over $100,000 yearly.

Nevertheless, suppose you aren't interested in pursuing a medical career.

In that case, plenty of other professions in tech can consistently pay you at this level and beyond.

You'll need the proper education, industry network, and experience.

Alternatively, starting your own business is one of the best ways to maximize your earning potential.

When you create a company, there is no limit on how much you can make. You can aim higher and continue growing the business yearly.

Though earning 6 figures will undoubtedly make you a comfortable lifestyle, budget is still the most important.

Once you get used to a frugal lifestyle, living on 6 figures or more is easy.

Lastly, money isn't everything.  Learning the different types of wealth will help you focus on what will make you happy.