My ultimate mission for my blog is to reach out to as many people as possible and tell them about my budget experiences. Budgeting worksheets have changed my life and how I view money and helped some of me achieve my financial goals to date.
The word budget makes me yawn.
So do you think..yawn? Oh, not another mention of the word budget.
How is that relevant to my life?
What can a budget sheet do for me?
Why do I need a budget? What is the purpose of a budget?
The answer is simple – it can, and I want to show you how
Here are some great reasons to get started with a budget printable:
- It would help if you had a way to get out of debt faster
- You haven't got a clue where your money goes every month.
- You want to save for that holiday or even a day out with your kids.
- You want to save for a house
- You won't get out of overdraft.
The list could go on and on.
- Use your bank statements to record your main expenses.
- Set a budget for variable costs, e.g., groceries, clothing, travel, and eating out.
- Record your income (don't forget to include other extra sources of income, e.g., rental houses).
Read how I make a budget through my budget recaps for a more detailed snapshot of what budget categories I use.
Budgeting is a Personal Process
It is essential to remember that budgeting is a constant learning and editing process. No one can tell you that your budget is wrong because it is personal to you. Your financial situation is unique. Don't worry either if you don't get everything the correct first time. Collecting all the information you can for your household budget takes time.
As time goes on, providing you find ways of sticking to your budget (which isn't always easy), you will find that your budget becomes:
- more accurate
- helps you to see where exactly you are spending too much money
- a motivator to stick to the actual budget itself.
- A tool to help you achieve your goals.
How do I make my own printable blank budget worksheet?
I use online graphics software; then, I make it look pretty!
I have done this because I stick to my budget if I have something colorful to look at and if I have made an effort to write the budget out.
But you could also use Word and make a table. You could also use a spreadsheet to work out your totals automatically.
Ways to keep motivated:
- Use colorful cash envelopes for cash budgeting
- Give yourself achievable goals.
- Look at your spending every month – is there anywhere you could cut and save a small amount every month?
- Give yourself a treat – remember to have balance in your budget.
Life is supposed to be fun, right?
So, here is your introduction to budgeting via a blank budget sheet. If you have any questions, let me know via email or the comments section.