Motley Fool Stock Advisor Review (2023)

If you invest in individual stocks, you likely know about The Motley Fool. They offer lots of free stock research. At the bottom of each report is a plug for the premium Stock Advisor service.

When you subscribe, you get two new stock picks each month and a list of the Fool “Top 10 Starter Stocks.” But, is Stock Advisor worth it?

In this Motley Fool Stock Advisor review, I share my experience with the platform – yes, I'm a paid-up subscriber. You can decide if Stock Advisor is one of the best stock newsletters for your investing style.

*I have been a Stock Advisor subscriber for several years. This review was originally published in 2019 but receives regular updates.

One of the common Stock Advisor teasers at the end of a free Motley Fool research article.

Motley Fool Stock Advisor
Do you ever wonder what these “10 Best Stocks” Are?

What Is Motley Fool Stock Advisor

Motley Fool Stock Advisor is an entry-level newsletter that provides two monthly stock picks plus weekly updates of the best active recommendations to buy now.

Stock Advisor is one of the most affordable newsletters, as a subscription typically costs $199 for the first year and renews at $199. Most competing publications price at around $200.

Check This Out: Special $99 Stock Advisor Introductory Offer for New Members

*Billed annually. Introductory price for the first year for new members only. First year bills at $99 and renews at $199.

Who Should Use Motley Fool Stock Advisor

Consider joining Stock Advisor once you have a diversified portfolio of stocks, bonds, and potential alternative investments.

This service is best for investors who:

  • Want to buy individual stocks
  • Plan on holding them for five years or longer
  • Don't want to use stop losses
  • Hold at least 25 individual stocks

Stock Advisor offers a variety of growth-oriented investment ideas. The risk level varies from moderate to relatively high. As you will receive more stock ideas than you can probably afford to invest in, don't feel pressured to buy a small position in every new recommendation.

Holding 10, 25, or more stocks may seem like a lot if you have a small portfolio or a limited income. Thankfully, many micro-investing apps let you invest as little as $5 into stocks and ETFs.

Three Things Stock Advisor Doesn't Do

These are three things you won't see in Stock Advisor's recommendations:

  • Buy-up-to prices (i.e., only buy this stock if it trades for $25 or less)
  • Stop losses (i.e., sell the stock the next day if it closes 25% below your purchase price)
  • Shorting stocks (i.e., you make money when a stock share price goes down)

Stock Advisor isn't for you if you want to swing trade, short stocks, or buy ETFs.

You won't see any stop losses instructing you to wait and see if the share prices fall a certain percentage. This was a change for me as I'm used to the Stansberry newsletters that usually recommend a stop loss.

For example, if you're down 20% on the original investment, Stock Advisor may not advise you to sell unless the company fundamentals change.

How Long Stock Advisor Recommends Holding Stocks

Essentially, only plan on selling when the company or market fundamentals change, such as a merger or the long-term industry outlook changes. Motley Fool recommends stocks they believe will outperform the market for the next few years.

In other words, plan on holding your Stock Advisor picks for at least the medium term.

Motley Fool Stock Advisor: What To Expect

What should you expect from Motley Fool Stock Advisor?

Here's a brief rundown:

  • 2 New Monthly Stock Picks
  • 12 Best “Buy Now” Stock Picks (Updated Weekly)
  • 10 Starter Stocks (Stocks you can own long-term. These tend to be more stable than other stock picks.)

Get Access to The Motley Fool's Stock Picks

There are more stock recommendations than you can invest in at one time. Instead of becoming paralyzed by so many choices, look at their top recommendations. See if you understand the business and buy if you think the company can diversify your portfolio.

What I like most about Stock Advisor is that it's designed for buy-and-hold investors.

Buy-And-Hold Stocks

Motley Fool recommends stocks they believe will outperform the overall market for the next few years. That means you won't sell just because a stock dips 25% and hits its stop loss.

Speaking from personal experience, this can make you feel dizzy at times when you're used to “honoring your stops.”

Also, most of the stocks that Stock Advisor recommends aren't overly risky or speculative. Although you will invest in technology, medical, and SaaS (Software as a Service) type companies that are riskier than, say, Proctor & Gamble.

Not every stock pick will be a winner, but you avoid gut-wrenching volatility that other stock investing newsletters may bring. You won't be investing in commodity stocks or penny stocks which can be highly volatile.

If you read Kiplinger's Personal Finance for investing advice, Stock Advisor offers similar recommendations. Except, you have more frequent recommendations to choose from. And, you can also read a longer writeup for why you should buy and when to sell a certain stock.

Even with the recent “coronavirus market correction,” Stock Advisor isn't taking gains off the table. Below is a glimpse at when Stock Advisor may recommend a sell.

Motley Fool Stock Advisor Review
Stock Advisor rarely recommends you to sell a stock.
(Credit: Stock Advisor)

No ETFS, Mutual Funds, or Commodity Stocks

You won't see ETF or mutual fund recommendations in Stock Advisor. This service is to buy unique, high-quality stocks for their industry sector. These picks help supplement the index funds you may already own.

You also won't see recommendations for commodity stocks or gold miners that are “speculative” investments or require you to report a K-1 form when you file your taxes.

If you want to invest in individual stocks, Stock Advisor is my favorite entry-level investing newsletter that recommends highly liquid stocks that trade on U.S. stock exchanges. The primary reason is the multiple suggestions each month. If the current “best suggestion” doesn't fit your style, maybe the next one will.

Whether you're an investing rookie or have been picking your own stocks for 20 years, you can benefit from Stock Advisor's insights. As a father of three, I no longer have the time to research stocks like I once did. Motley Fool Stock Advisor greatly reduces my research time.

Stock Advisor Investment Philosophy

Motley Fool Stock Advisor
Motley Fool Stock Advisor performance from inception through January 12, 2021.
Credit: Motley Fool

You get two new stock picks each monthThe recommendations model the investing style of brothers and Fool co-founders David and Tom Gardner through Team Rulebreakers and Team Everlasting.

Team Rulebreakers (David) tends to be more aggressive (growth investing), yet Team Everlasting (Tom) tends to be the more conservative (value investing) of the two.

Team Rulebreakers pick releases on the third Thursday. Team Everlasting's new monthly pick releases on the first Thursday. 

Each stock pick assigns a risk rating to help you get a better idea of the company's volatility. Most picks also include a video briefing and an interactive Q&A session for an in-depth look.

You can also review these three rules Tom and David use to find investment opportunities:

David's Investing Rules

  1. Invest in companies with unquantifiable greatness, a secret sauce that gives them an edge.
  2. Choose companies that will benefit from undeniable, long-term trends.
  3. Get in early on a great business, and don’t haggle on the price.

Tom's Investing Rules

  1. Find a great company in a beaten-down but relevant industry.
  2. Look for solid financials and a proven, efficient business model.
  3. Seek shareholder-friendly management teams with ownership stakes.

Tip: If you're an aggressive investor who loves David's style, you can also consider his Rule Breakers newsletter. You get one pick each month that's different and more aggressive than his Stock Advisor recommendation. 

For example, a Rule Breakers' recommendation may not become known to the Stock Advisor community until 2 or 3 years later after many of the large and early gains already happen. 

Choosing Stock Advisor Stock Picks

Stock Advisor updates their best recommendations every Thursday at 1 p.m. Eastern Time. You can even enroll in text message alerts to be the first to see the latest reports.

Stock Advisor recommends more stocks than you can realistically buy. Don't be afraid to be selective about what you invest in.

A list of their open recommendations still shows some positions from 2002 (i.e. Costco, Activision Blizzard, Amazon). If you bought and held these stocks through the ups and downs in the last 16 years, you would have made a lot of money.

To help you avoid “analysis paralysis,” Motley Fool divides their best recommendations into two options:

  • Timely Stocks: The 10 best Motley Fool stock picks to buy now as they have the best upside potential at the moment. This list updates weekly.
  • Foundational Stocks: 10 all-weather stocks that all investors should consider buying first. These recommendations don't necessarily take the recent share price performance into consideration, as you can hold them “in perpetuity.” This list updates quarterly.

Let's dive into both of these lists further.

Stock Advisor Foundational Stocks

If you're a first-time investor, first look to Stock Advisor's top 10 foundational stocks. These stock picks were previously known as Motley Fool Starter Stocks, which only updated once a year.

Yes, this is the most common teaser you see at the bottom of Motley Fool articles. Or, you might see their ads on other investing sites.

Each year, Stock Advisor picks 10 stocks that can be the foundation of your stock portfolio.

Here's how Stock Advisor defines a “Foundational Stock”:

Our list of Starter Stocks is our annual attempt to answer a simple question: “Great ideas from which to build a diversified portfolio of at least 25 stocks, and comparable to the previous Starter Stocks. Reevaluated quarterly.”

And here is how Motley Fool defines the now-retired Starter Stock:

“Starter Stocks embody David's and Tom's investment philosophies. You should feel comfortable holding these stocks for the long haul; not only do they have the strength to ride out downturns, but they're also built for powerful growth.”

Both teams recommend five foundational stocks that fit their three investing rules. I'm sure you will be familiar with most of these names, and you might patronize these businesses regularly.

While I'm not going to give away the list (since that's the privilege of a paid subscription), two starter stocks that are “open secrets” are Amazon (AMZN) and Trade Desk (TTD).

The team recommends investing in at least three of these stocks as these companies are established and should be around for many years. “Peak growth” for most of these companies might be over as these companies are household names.

But, you should still be able to earn steady growth (and sometimes dividends) with fewer ups and downs.

Discover the Motley Fool Foundational Stocks now.

Timely Stocks

The Timely Stocks list gets updated each Thursday. These investing ideas are periodically called “Best Buys Now” and are the best ideas to buy now and hold for at least five years.

As a side note, some of these stocks can also be on the Foundational Stock list at the same time. Some of these stocks can be volatile but currently have good value.

Although the recommendations change with the market conditions, many of these stocks tend to be growth stocks. They probably won't be a dividend, but have good growth potential. You earn your passive income with rising share prices.

As you can see below, you might own all, some, or none of these stocks. Remember to maintain a diversified portfolio and do your own due diligence, and not trade blindly.

Motley Fool Stock Advisor
I wonder what the best buys are going to be this week? (Hint: It's not these 5 as this is an old screenshot)

Each Thursday at 1 p.m. Eastern, Stock Advisor updates the 12 best active recommendations you can buy today.

What Stock Advisor Research Looks Like

If you've looked for stock tips in the past, the Stock Advisor writeup has a similar feel. You can read the detailed writeup that includes:

  • A brief company history
  • The business model
  • Financials and Valuation
  • People (Company leaders and maybe primary clients/competitors)
  • Risks and when to sell

If you're revisiting a writeup or only want the highlights, there's a 1-minute bullet point summary that covers these topics:

  • What It Does
  • Why You Should Buy
  • Buyer's Guide and Key Data (Basic company information you can find on Yahoo Finance, etc.)

Compared to a few other investing newsletters, I like Stock Advisor because the review is straightforward. You don't have to cut through three pages of fluff to see “the stock of the month” and why you should buy it today.

Below is the layout of what a “Buy Now” report looks like:

Motley Fool Stock Advisor
What a “Buy Now” recommendation report looks like.

Other Cool Stock Advisor Tools

Stock Advisor earns its keep with twice-monthly stock recommendations. Plus, the starter stocks and best buys now can help you pick better “diamonds” with over 16 years of active recommendations to pick from.

These other tools are nice and can help add value to your Stock Advisor subscription. But, you don't need to use them to invest using Stock Advisor.

Stock Screener

Like your broker's stock, ETF, or mutual fund screener, Motley Fool has a decent stock screener. You can use it to filter through the 16 years of open and closed recommendations.

It lists the stocks they cover in recommendations. So, you will find ratings for companies like CVS or Amazon, but not for Chesapeake Energy or Eagle Bulk Shipping.

And, they cover Union Pacific Railroad, but not their main competitors: CSX or Norfolk Southern.

You can sort different stocks by these options:

  • Conviction Ratings (High, Positive, Neutral, Negative)
  • Company Size
  • Industry Sector
  • Volatility
  • Dividend Yield

This can be quicker than scrolling through the many open recommendations.


If you're like me, you have more stocks on your watchlist than you actually own. What I like about Motley Fool is that you can “favorite” a stock, and they track the performance from the time you add it to your list.

This convenience can be a quick alternative to paper trading. You can track these four stats in your watchlist:

  • Current share price
  • Share performance since being added
  • S&P 500 performance since being added
  • Share returns vs. S&P 500 returns
Motley Fool Stock Advisor Watchlist
This is one of the best watchlists I've seen for tracking hypothetical performance. Click image to enlarge.

Follow-up Articles

You can choose to follow specific stock recommendations. If important news or large share price movements occur, Stock Advisor releases a brief write-up.

I particularly like their “10% Promise” articles that explain why a stock pick rises or drops 10% in a single trading session.

Community Forum

You can also get investment ideas from the community forums. I've been on here some, but I don't take the time to visit regularly. Like any forum, you can find good threads and bad threads.

I know some current Fool employees have been hired from being active forum members. So, you might try looking for their handles. Or, share your own two cents.

One forum member a lot of Fool members follow for investment advice is a guy called “Saul.”

In-Depth Videos for New Stocks

Stock Advisor is now releasing short in-depth commentary videos for each monthly recommendation. These videos go more into more detail about the company and is now part of the Stock Advisor portfolio. The Fool analyst team, including podcast host Chris Hill, anchors these videos.

You might see an email stating…”Get to Know David's Latest Pick.” This email isn't a marketing pitch to upsell you on a more expensive product. Instead, it's an exclusive video only available for Stock Advisor members.

Bonus Reports

Some of these reports are handy. Especially if you haven't traded stocks before and want to learn some Investing 101.

Other reports are themed (i.e. trading cannabis, self-driving cars, etc.). You can get some ideas from these reports plus some companies that Stock Advisor believes are positioned for success.

Take a look, and maybe you'll find something you're looking for.

Free Podcasts and Articles

You don't need a Stock Advisor subscription to access this content. But, I encourage you to read and listen to this content too. In fact, Motley Fool has some of my favorite investing podcasts. You can find daily market and industry sector analysis.

You can also read their free articles on their main website ( These articles cover market news and topics like these:

  • 3 Dividend Stocks That You Better Than Coca-Cola Does
  • Tim Cook Doesn't Get How Serious the iPhone Slowdown Really Is

You don't have to read every article – just browse through what interests you. Over time this will enhance your understanding of the markets and sharpen your insights into industry trends. And, they can supplement the premium Stock Advisor content.img 634eba7d3d59a

My Thoughts About Stock Advisor

I've been investing in individual stocks for about 14 years and started during the Great Recession.

Before Stock Advisor, I got most of my leads from publications like Kiplinger'sBarron's, and (the now defunct) Smart Money. The last decade has been good for active and passive investing alike, but I've had a few losers with these publications and Stock Advisor.

Overall, I'm happy with Stock Advisor, and I plan to use them for the foreseeable future.

So, I'll share my likes and dislikes about Stock Advisor.


Here's what I like about Stock Advisor:

  • Two new Motley Fool stock picks each month
  • List of 10 Foundational Stocks and 10 Timely Stocks
  • Recommended stocks are highly liquid
  • Stock Screener and Watchlist make finding future stocks easier
  • Competitive prices with other “entry-level” investing newsletters ($99 for the first year and then $199)

Another reason I like Stock Advisor is that the Motley Fool team buys some of these recommendations.

Other investing newsletters prohibit the authors from investing in the stocks they tell you to buy. There are pros and cons to either policy, but it's nice to know that the Fool staff has long-term skin in the game.


For the “Stock Advisor Cons,” I'm going to list my qualms in a little more detail.

Research Is Limited to Stock Advisor Recommendations

If you have Fidelity, Schwab, E*TRADE, or TD Ameritrade as your broker, their research tools still outperform Motley Fool. But, for a stock newsletter, they have more extensive research than other investing publications because they have a research terminal.

To do your due diligence before investing, research a stock further on your broker and other online websites.

For fairness, Motley Fool's follow-up research is still unique to the industry newsletter, which doesn't follow-up on recommendations as much as the Fool does.

No Buy-Up-to Price for Beginner Investors

Because Motley Fool takes a long-term buy-and-hold approach, they often ignore the current share price value.

I can attest this approach can be challenging during a stock market downturn, but the long-term results can be worth it if you don't need to tap your cash in the next few years.

You won't see an “only buy this stock when it trades for less than $x.00” in Stock Advisor. This can be frustrating with volatile growth stocks that can go up or down in value by 5 to 10% on any given day. But, you won't try to time the market, at least.

So, you should use the stock screener to find high-conviction ideas or use the Starter Stock/Best Buys Now as a baseline, as these stocks have the best potential (according to Stock Advisor) at that current moment. Also, it can be a good idea to look at the historical trading price to see if the stock's in an uptrend, downtrend, or potentially oversold or overbought.

But, if Motley Fool ranks the stock as a buy, they believe it's still poised to outperform the market over the next three to five years.

Email Pitches To Subscribe to More Expensive Services

Every investing newsletter and magazine is guilty of this to one extent or another. Stock Advisor is an “entry-level” (I call it a “gateway newsletter”) product that puts you on the list for more expensive research products.

If they can get you to spend $99 to join Stock Advisor, maybe you'll spend even more to join an elite service.

Ignore these emails. You will get invites to watch a one-day-only video about once or twice a quarter for a new product like Marijuana Masters, Long-Short, Global Masters, or whatever the latest investing trend is. The story and videos are compelling, but you're going to spend between $2,000 and $5,000 to join these platforms.

If you're like me, you don't have the money to spend on more advisory services to invest in riskier, unknown stocks. Not yet, at least.

Is Motley Fool Stock Advisor Worth It

The annual price for Motley Fool Stock Advisor is $199 if you join directly through the Fool homepage.

But, you can get the first year for $99 using this link.

Stock Advisor is competitively priced with other entry-level investing newsletters. Between $150 and $199 is the going rate for most publications. Most newsletters only recommend one new pick each month. I've made money from these letters as well.

Buy Multiple Recommendations

With Stock Advisor, you get two monthly suggestions. And, you can use the Starter Stocks and “Best Buys Now” to find good investing ideas.

If you beat wall street at their own game, it's possible with Stock Advisor. But, you have to be willing to ride the ups and downs and buy several ideas.

I recommend buying several of their picks to improve the probability of getting winning stocks. I've had some losing stock picks, so I put a little money in multiple picks.

Robinhood, for example, lets you buy fractional shares for as low as $5 of pricey stocks.

And, you have a 30-day risk-free trial to decide in case you don't like it.

Who Should Join

  • First-time stock buyers (after you have a diversified portfolio of ETFs and mutual funds)
  • Experienced stock pickers
  • Casual investors
  • Investors with a 3+ year investing timeline

Who Should Not Join

  • Momentum traders
  • People who only want to invest in ETFs and index funds
  • Investors with investing timeline shorter than 3-5 years

The Motley Fool Is Garbage

Admittedly, the Motley Fool isn't the best service for every investor. Its buy-and-hold strategy of holding stocks through thick and thin for 3-5 years without stop losses will make short-term investors nervous.

Many investors may not have the patience to hold onto “losing stocks” with a lot of unrealized losses, especially going into a recession.

Admittedly, a lot of the Stock Advisor picks in 2022 have negative returns as the overall stock market is down.

If you subscribe now, be fully aware that you may use this service as an idea generator but use technical analysis or stop losses if you have a shorter investing horizon or want to take profits by selling before the Fool issues a sell order.

Alternatives to Motley Fool Stock Advisor

You may consider joining these investing newsletters first or in addition to Stock Advisor. Some of these services also provide similar stock recommendations and can have a cheaper annual cost.

Oxford Communique

The Oxford Communique provides at least one monthly stock pick with an affordable $49 annual fee. This service offers different portfolios highlighting stocks and funds for several short-term and long-term strategies.


TheStreet offers several stock-picking services. Entry-level investors may like TheStreet Smarts, which curates investment ideas daily from the various premium services.

Active investors willing to place several buy and sell orders per month will enjoy Action Alerts Plus. This service strives to provide ideas that you can hold for at least a year and sell for tax-advantaged capital gains, but there are also short-term picks to earn a quick profit from the stock market volatility.


Zacks provides a free short-term rating for nearly any publicly-traded stock or ETF. You can also subscribe to Zacks Premium (30-day free trial) for in-depth research reports and a long-term model portfolio with stocks to consider buying for at least one year.

Learn More: Best Motley Fool Alternatives

Summary: Motley Fool Stock Advisor Review

Stock Advisor is a breath of fresh air compared to other investment newsletters I've tried. Their interactive platform makes it easy to find investing ideas.

Also, they invest in fairly well-established stocks that still have plenty of growth potential. Not every stock is going to be like “the next Amazon or Netflix” but Stock Advisor is a lot more effective than simply buying stocks of brands you use.

Here, you can definitely find more targeted ideas than watching CNBC for the current flavor of the day.img 634eba7be3d7d


Motley Fool Stock Advisor vs. Rule Breakers

For more aggressive ideas, David also runs Rule Breakers, which focuses on more volatile companies that aren't proven winners yet.

For instance, Arista Networks was first recommended in Rule Breakers in 2014, but Stock Advisor subscribers first saw it in 2018. In that time, ANET's stock price climbed from $55 to $217 per share.

These are more speculative positions, so you might consider this option if you want something that's riskier than Stock Advisor.

You can make more money, but you're more likely to lose money in Rule Breakers too. So, only consider Rule Breakers if you can commit to buying most of the recommendations. Rule Breakers recommends one new stock per month.

Some of these are companies you're familiar with like or Adidas. And others might be recent IPOs are relative unknowns like Upwork or MongoDB.

Read my Motley Fool Rule Breakers review to get a full look at this more aggressive investing newsletter.

How Many Stock Advisor Stocks Should You Own

Stock Advisor recommends you own around 15 individual stocks. Of course, you can gradually build up to that amount by investing in new companies as your portfolio size grows.

With each stock position you buy, Motley Fool suggests that a single position doesn't consume more than 5% of your total portfolio size. Following this rule, you invest $500 in each stock for every $10,000 in your portfolio.

Unless you do fractional share investing with M1 Finance, you probably won't have enough free cash to invest in every single idea. So, don't feel bad if you don't invest in something new each month. In some cases, the brothers might re-recommend a previous stock. This can happen if the fundamentals improve.

While you get two new picks, you don't have to invest in both or either of them. One reason why is that you don't agree with the business model of each business. In some cases, you might not understand how the business makes money long-term.

For example, I'm not going to invest in the active recommendation for Tesla. When it comes to this polarizing company, I'm in the bear camp.

Can You Get Motley Fool Stock Advisor Free

There's no way to get Motley Fool's Stock Advisor for 100% free (unless you have special inside connections). However, you can try Motley Fool free for 30 days.

You will need to cancel your trial subscription within a month to avoid paying the $99 for the first year. This can be enough time to determine if Stock Advisor is worth it.

One indirect way to get Motley Fool premium services for free is to look for special emails. You might be able to buy a multi-year subscription after that effectively gives you a free year in the future.

This strategy depends on Motley Fool's latest marketing plan. I personally haven't seen this yet for Stock Advisor, but I recently snatched a two-year Rule Breakers offer for the price of one year.

Is Stock Advisor The Best Motley Fool Service

I'm a multi-year subscriber to Stock Advisor and Rule Breakers. In my opinion, Stock Advisor is the best overall Motley Fool premium product for these reasons:

  • Low annual cost (it's easier to recoup your annual subscription with potential gains)
  • Two new monthly picks
  • Stocks picks are relatively less volatile than the “micro-investing newsletters
  • Solid suggestions for new investors and experienced investors

I personally don't invest enough in individual stocks to pay $1000+ per year for a single newsletter subscription. You may not be able to request a refund if you don't like the product or get buyer's remorse.

These pricey products can be worth it if you're an accredited investor, have financial independence, or have a high-risk tolerance.

You should also be comfortable investing in stocks that are volatile but have high growth potential as they are not household names yet (i.e., you're hoping to invest in the next Microsoft, Amazon, or Apple).

Is The Motley Fool Epic Bundle Worth It

The Epic Bundle is worth it if you love the Motley Fool platform, have plenty of free cash to invest, and want to access their three entry-level investing newsletters:

  • Stock Advisor
  • Rule Breakers
  • Real Estate Winners
  • Everlasting Stocks

This bundle costs $499 per year for the first year and includes a 30-day risk-free trial period. If you're starting to buy individual stocks, you will probably be better off only joining Stock Advisor and investing the cash difference as you have more opportunities to earn passive income.

Motley Fool Stock Advisor




Stock Selection


Website Ease of Use



  • Two New Monthly Picks
  • Easy to Use Platform
  • Good Research
  • Good for All Investors


  • You won't buy every pick
  • It's not free

Josh founded Money Buffalo in 2015 to help people get out of debt and make smart financial decisions. He is currently a full-time personal finance writer with work featured in Forbes Advisor, Fox Business, and Credible.