In my early 20s, I was a complete financial moron. I was the poster child for how you should not use your student loan money and credit cards.
So far I’ve paid back $19K on my credit cards, and I’m down to $0 (YESSSSSS!!). Plus, I’m also chipping away at my student loan debt. You will find some tips below that are helping me in my debt-free journey.
1. Raid the Work Cupboard – If you work in an office like me, people are always leaving their coffee cups, plastic containers, and travel mugs behind. Be sure you ask your colleagues before you grab, but that coffee mug that’s been sitting there for 2 years? Pretty sure no one is coming back for it.
2. Free Sample Websites – Check out this website. It is my most favorite website for real free stuff. I’ve gotten free clothing, free food, and even money! Be sure you check daily because the items there tend to go quickly.