Month Four Savings Total: Tales from the Spending Fast Trenches

spending fast savings total

This is a post by Chelsea who is currently doing a Spending Fast®.

Wowza, the end of Month 4 is here! It feels like it has just FLOWN by. I am now settled into my new life in North Carolina and must say that it is absolutely amazing. I have a new apartment which has a dog park so my bulldog Xena is happier than ever. I have a new job that I am extremely challenged by and there is tons of room for growth and advancement. I have finally found a career instead of a job!  My job is about 30-45 minutes (depending on traffic) from my house and my car crapped out so I had to buy another one. My old car was with me for 10 years and it was time to let her go. Although I now have a small car payment, I was able to find a car that should last me many years and will definitely get me to work safely. I am fully back on my Spending Freeze and it feels great knowing that I will have reliable transportation for a change.  Talk about a stress relief!

I have successfully completed my 4th month on the Spending Fast and I am happy that I was able to pay more towards my debt than last month! Unexpectedly moving from Ohio to North Carolina kinda put a dent in my ability to pay towards my debt, but I am happy to say things are back in action. Without further delay, here are my Month 4 results:

Starting debt: $24,996.98

Total starting Month 4: $23,502.54

Total debt paid during Month 4: $297.83

New debt total: $23,204.71

While this month wasn’t as amazing as what I was able to pay in Month 1, it was still encouraging! Things are on the rise and I am motivated more than ever! My new job had two weeks worth of training which took up basically all of my brain power. This week is my first week actually doing my job so I will have the evenings to focus on generating more income for debt payments! I am excited about the future and about getting one month closer to being debt free.

If you're on a Spending Fast and have been struggling, stay postive and encouraged! You will always be moving in the right direction as long as you keep on truckin'.


How are you doing in your journey towards financial freedom? If you are already debt free (congrats!), what are the financial goals you’re working towards? 

Chelsea Overton is in the midst of a Spending Fast® and writes about it from North Carolina with her bulldog, Xena the Warrior Princess, by her side. She also has her own website where she logs her journey towards financial freedom.