7 Best Automatic Savings Apps to Help You Save Money  (Effortlessly)

Are you bad at saving money? Don't worry, you're not alone. In fact, according to a recent study, almost 60% of Americans have less than $1,000 in savings.

But there's good news: there are now automatic savings apps that can help you save money without thinking about it.


Acorns rounds up your purchases on linked credit or debit cards to the nearest dollar and invests the spare change into a diversified portfolio of exchange-traded funds (ETFs).


Qapital is an app that helps you save for your short- and long-term goals. You can create different “rules” to automate your savings, such as transferring $5 from your checking account to your Qapital account every time you go for a run.

Qapital also has a unique feature called the “Roundup Rule”, which rounds up your purchases to the nearest dollar and invests the spare change into your Qapital account. For example, if you spend $3.75 on coffee, the app will round up to $4 and invest the 25 cents into your savings account.

The app analyzes your income and spending patterns and automatically transfers small amounts of money from your checking account to your Digit account.


Chime is a modern take on the traditional banking system. It’s an app that helps you manage your money and automate your savings. One of the great things about Chime is that it has no monthly fees or minimum balance requirements.


Current is an app that allows you to connect all of your bank accounts, and investments in one place. This makes it easy to track your spending and saving habits.


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