As a newly-engaged couple or newlyweds, you’re probably getting lots of advice from everyone around you. Some of this advice may be solicited, while much is not.
Whether you're just engaged and trying to set your wedding budget or just married and saving for your first downpayment, now is the time to come clean about your credit history if you have yet to do so.
The best way to protect yourself from unexpected expenses — like a major car repair, a hospital stay, or a stint of unemployment — is to start saving now.
This obviously means you'll need to establish a monthly budget for yourselves. It would be best if you had plenty of money left over when you deduct your monthly expenses from your income.