8+ Buy Now Pay Later

Apps and Websites

With no annual fees, you can confidently indulge your inner shopaholic without guilt. Their promotion allows for low monthly payments of a mere $20. 

1. Seventh Avenue

If you don’t mind shopping in an app, the Four app can be a great way to learn where to buy now and pay later.

2. Four

You can shop through the Sezzle app, or you can shop online at their partner websites. When you want to purchase with Sezzle, you must ensure that the website is a partner. 

3. Sezzle

Klarna is another type of ghost credit card. You can link it to your current card, and for each purchase you would like to pay for in four equal installments, you can do so. 

4. Klarna

Afterpay is a great smaller company that allows you to split your purchase cost into four equal payments. 

5. Afterpay

With PayPal, you can now use the service as a buy now pay later option as well. The PayPal program works by splitting your original purchase into four equal payments.

6. PayPal

You can think of QuadPay as being an extension of your credit card. Your bill for your purchase could be due just a few days after completing your purchase. 

7. QuadPay

When you purchase an item from Amazon, you can check a small box that allows you to split the payment into five equal installments. You must ensure that the items you purchase come from Amazon.

8. Amazon