Travel insurance is popular for its financial protection in case of trip cancellations or delays due to unforeseen circumstances, such as a virus outbreak, natural disasters, etc.
Typically, plans cover medical expenses in case of injury or illness while traveling, including emergency evacuation and repatriation. Many plans cover lost or stolen luggage and personal belongings too.
Travel insurance can be expensive, especially for longer trips. Even plans that seem very comprehensive may only cover some things, and claim processes can be time-consuming and may require extensive documentation.
Look for a plan that covers cancellations or interruptions of your trip due to unforeseen circumstances, such as a natural disaster, illness, or the death of a family member.
It should also cover lost, damaged, or stolen items. Ideally, the best plans are customizable so travelers can tailor them beyond the basic cover to their specific needs.
Medical coverage is core to all travel insurance plans, but it has become more complicated since the pandemic. It pays to check the details of coverage for COVID-related healthcare costs.