13 Personal Finance Experts Share Investing Lessons Learned to Help You Prepare for 2022

Two-thirds of Americans are considering a financial-related New Years Resolution for 2022. 

If you're one of the millions of people getting serious about your finances, check out 13 personal finance experts' lessons learned. 

Have a (Financial) Plan

Financial planning, having a plan, is so much more than investments and should address areas such as retirement planning, estate planning, education planning, risk management, asset allocation review, and cash flow planning. 

Remember the Benefits of Dollar-Cost Averaging

Get in the game and stay in it. Focus on buying quality companies that you love and want to keep for at least 10 years. 

Adapt Your Portfolio for Inflation

The investing lesson of 2021 is that you can’t fight the rising prices at the grocery store or gas pump but you can and should adapt your investment portfolio by trimming some tech stocks, adding to financials, and finding inflation-protected securities 

Buy and Hold

Overvalued markets can even get more overvalued. However, if investors had taken money off the table at end of 2020 they would have missed around 30% or more gains in the S&P 500 Index and NASDAQ.