The 7 Best Debit Cards for Kids and Teens in 2022

Giving your child a debit card at a young age can be an excellent way to teach them about money and budgeting early in life. In fact, any steps you can take as a parent to promote financial literacy early can go a long way in shaping your kids' futures.

The options on this list are all reputable financial platforms that offer your child an excellent first banking experience, prioritize your security, and are FDIC Insured (Federal Deposit Insurance Corporation insures your money in the account.)

While these debit cards have many similarities, the fees and specific functions differ across the board – click the green buttons to sign up or explore each card further.

While it costs $4.99 per month, it's perfect for families with multiple kids as the monthly fee includes up to five cards. Cards are free unless you opt for custom cards, which cost $9.99.

Greenlight Prepaid Mastercard, All ages

The BusyKid Spend Card can be used anywhere Visa is accepted and is another good option for families with multiple children. Like Greenlight, the monthly fee for BusyKid also includes up to five cards and will save you a dollar per month.

BusyKid Spend Card Prepaid Visa, Ages 5-17

The GoHenry debit card can be used anywhere Mastercard is accepted and offers a free 30-day trial. However, once the trial ends, the monthly fee increases to $3.99 per child, making it the most expensive option on this list for any family needing a card for more than one child.

GoHenry Prepaid Mastercard, Ages 6-18

Originally designed to be a kid's debit card, FamZoo functions more like a family money management hub. Use your parent's card to make instant transfers to your child's account or set up an IOU account.

FamZoo Mastercard Prepaid Card, All ages

Copper is a financial technology company that offers a teen checking account and a reloadable debit card. Although Copper is not a traditional bank, it provides banking services and focuses prominently on teaching teens to become financially successful.

Copper Mastercard Debit Card, Ages 13+

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