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By giving your child a debit card, you can foster good spending habits by limiting how much money they can spend, essentially making it impossible for them to overspend.

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In addition, by allotting them a predetermined amount of money, you empower them to make smart financial decisions.

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Best Debit Cards for Kids

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Greenlight Prepaid Mastercard, All ages

The BusyKid Spend Card is a reloadable prepaid card for kids that can be used anywhere Visa is accepted; it's also another good option for families with multiple children.

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GoHenry Prepaid Mastercard, Ages 6-18

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While family members of all ages can utilize FamZoo's services, children under 13 will use an “on behalf of” card in the parent's (or legal guardian's) name rather than the child's name.

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Copper is a financial technology company that offers a teen checking account and a free debit card for teens. Although Copper is not a traditional bank, it provides banking services and focuses prominently on teaching teens to become financially successful.

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The 7 Best Debit Cards for Kids and Teens in 2023

By giving your child a debit card, you can foster good spending habits by limiting how much money they can spend, essentially making it impossible for them to overspend.

In addition, by allotting them a predetermined amount of money, you empower them to make smart financial decisions.

Best Debit Cards for Kids

The options on this list are all reputable financial platforms that offer your child an excellent first banking experience, prioritize your security, and are FDIC Insured (Federal Deposit Insurance Corporation insures your money in the account.)

Greenlight Prepaid Mastercard, All ages

The Greenlight debit card offers different ways to pay kids real money for doing their chores, can be used by kids of all ages, and includes robust parental controls. It works in tandem with the Greenlight app, which parents and kids use differently.

The BusyKid Spend Card is a reloadable prepaid card for kids that can be used anywhere Visa is accepted; it's also another good option for families with multiple children.

BusyKid Spend Card Prepaid Visa, Ages 5-17

GoHenry Prepaid Mastercard, Ages 6-18

While it includes many of the same flexible parental controls as other cards, GoHenry also assigns each child a “Giftlink” which conveniently allows friends and relatives to add money to your child's card.

While family members of all ages can utilize FamZoo's services, children under 13 will use an “on behalf of” card in the parent's (or legal guardian's) name rather than the child's name.

FamZoo Mastercard Prepaid Card, All ages

Copper is a financial technology company that offers a teen checking account and a free debit card for teens. Although Copper is not a traditional bank, it provides banking services and focuses prominently on teaching teens to become financially successful.

Copper Mastercard Debit Card, Ages 13+

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