How to Embrace “Living Stingy” Without Being CHEAP (or Driving Your Family Nuts)

Most of our regular spending on a day to day basis is no longer a conscious choice, but often a subconscious habit. 

Here are 15 tips to living stingy so that you can save more money, and pay off more debt in just a couple months than you have the last few years combined! 

Set Financial Goal

It's called personal finance for a reason because it's personal!  Everyone has different goals in life and different ways of going about achieving those goals. 

Saving Money With Zero Based Budgeting

Budgeting is the single most crucial aspect you can do to start directing your financial future. What is zero-dollar budgeting? It’s a form of budgeting where every dollar has a name and a place. 

Once you’ve considered all your current subscriptions, commit to avoiding further subscriptions until you are in a financial position to afford it. 

Limit Your Subscription Plan

Save On Your Cable Bill

Even the most basic cable package from your preferred cable provider can cost an arm and a leg. With popular streaming services like Netflix, Hulu, and Amazon Prime Video, you can get access to all the TV entertainment you need by paying less for streaming services and canceling your cable plan. 

Setting a spending limit is one of the best hacks for avoiding overspending opportunities. 

Give Yourself a Daily Spend Budget

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