Everyone can get a free copy of a credit report from each of the three major credit bureaus once a year. It’s simple and quick to set up a profile on Experian or a similar online service; log in once a month and check the score.
Check the report carefully for errors and inaccuracies. If you find any errors, report them to the credit bureau immediately. Errors can hurt a credit score, so correcting them as soon as possible is important before those mistakes ruin your credit further.