The next time you find yourself with a little extra cash, devote at least some of it to your student loans. Over time, funneling newfound money to your debts will help you reduce and eliminate your debts much faster.
Just as with a home mortgage, refinancing your student loans can help you reduce the amount of debt that you owe. Many working professionals refinance their student loans to reduce their interest rate.
Paying more than the minimum will help reduce the total amount of interest that you will pay (without refinancing) over the course of the loan and will also eliminate your student loans much sooner than just paying the minimum.
Instead of making single monthly payments, make biweekly payments (or payments every two weeks). Over the course of the year, you’ll end up making an extra payment every single year and you probably won’t even notice it.