Build Your Perfect Budget in 3 Easy Steps With These Free Budget Template

Budgeting is not about deprivation. Utilizing a budget planner is all about staying organized. With a more significant amount of cash in your savings and enough money to pay for your necessities, you reduce the stress linked to finances, which is excellent.

1. Choose a budget      template that works      for your family and      situation. 2. Set your budget      amount for each      category. 3. Track your spending      and adjust as needed.

3 Easy Steps to Building Your Budget

Okay, now you know why I think it’s important to consider these templates. The next thing you need to do is figure out which one is for you.

Google Budget Template

Some of the options are labeled as budgeting spreadsheets, but you could also construct your own if you have a vision in your mind.

Microsoft does something similar to Google and provides a personal monthly budgeting spreadsheet. The company is known for spreadsheets, data entry, and everything associated with household and office needs.

Excel Budget Template

Weekly Budget Worksheet by Smartsheet

Smartsheet provides several budget templates on its website. You can sign up to use Smartsheet or download the template and use it offline.

The conventional 50/30/20 method of budgeting suggests that you spend 50 percent of your anticipated take-home money on needs, 30% on desires, and 20% on savings and debt reduction.

50/30/20 Simple Budget Template

Mint

If you want something hands-off, you want Mint. It is an entirely free way to budget your money. The Mint Budget template automatically tracks your income and expenses to always be on top of it.

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