The founder Ben Miller realized that the accurate measure of wealth is not money but rather time. To that end, the ChroniFI dashboard lets users quickly see how many years of FI (financial independence) they have right now and also how many more years it will take for them to reach true financial freedom.
YNAB's basic philosophy is to assign a role to every dollar you earn. Whether the role is spending the dollar or saving it up is up to your own long-term goals. YNAB does not intend to control your spending habits but rather help you become more conscientious about your money.