Top Ten Tips for Rental Credit Check Success

Credit checks are nerve-wracking at the best of times—and if you need to pass a credit check to rent your next apartment, the pressure’s really on. 

Wondering how to make the grade? Don’t worry. Credit repair, cosigner agreements, bigger deposits, and simple honesty can all help you pass a rental credit check.  

Worried about your next rental credit check? Here are ten proactive things you can do to improve your chances of success: 

Check Your Credit Report

Knowledge is power, so order a copy of your credit report from all three bureaus—Equifax, Experian, and TransUnion—before you do anything else. Thanks to the Fair Credit Reporting Act (FCRA), consumers get one free report from each agency every year. 

Fix Reporting Errors

If you notice any errors on your credit report, challenge them right away. You can dispute mistakes at any of the three main credit bureaus online, via email, or by phone. 

Be Honest

Honesty is often the best policy—especially if you have bad credit. People with poor credit histories rent homes all the time, so you’re unlikely to fall completely flat.