8 Genius Ways To Find Money for Christmas Presents

Let’s be honest here; it’s not like the holidays come by surprise. Yet every year, we scramble to get the money together to buy gifts.

Or worse, we completely blow the budget we spent all year working so hard to maintain and find ourselves in credit card debt.

So if you find yourself ready to start your holiday shopping, but don't have a holiday saving account funded, we've got you. Here are some ways to find money in your regular monthly spending to reallocate to holiday gifts.

Try a Savings Challenge

You see, these pop up at the start of the year, but you can jump in at any time. One idea is to work backward, depositing $52 at the beginning of the year and lowering it by $1 per week. It totals more than $1300!

Get a Second Job

Depending on your budget, a few shifts a week at a retailer or fast food place might be all you need to stay on budget even with Christmas shopping.  Or grab a temporary job from the gig economy.

Start a Side Hustle

If you have any marketable skills, a side hustle is a great alternative to getting a second job, and you’ll have more control over your time.

Take Advantage of Rewards Programs

We aren’t a cash-only society anymore. If you don’t already have a credit card with an excellent rewards program, now’s the time to get one! There’s plenty out there with no annual fees.

Sell Things You Don't Use

Most of us have way more things than we need. So why not use that to your advantage? First of all, your house will be decluttered and second, you can earn extra money for Christmas gifts.

Swipe up to learn more!