A man whose job involved delivering cash to bank ATMs is accused of stealing $259,574 while servicing the machines, then joining with another former New Hampshire resident to move some of the alleged proceeds through bank accounts and major purchases.
Christopher Skinner, 41, formerly of Milford, and Amee Skinner, 37, formerly of Conway, were indicted in federal court in New Hampshire. The U.S. Attorney’s Office said the FBI is investigating the case.
Christopher was arrested in Texas on Aug. 30 and pleaded not guilty. Federal prosecutors said Amee also waived her initial appearance and pleaded not guilty in September.
The indictment contains 21 numbered counts. Christopher is charged in 18 bank-theft counts, two money-laundering counts and one count of conspiracy to launder monetary instruments. Amee is charged in the two money-laundering counts and the conspiracy count.
Prosecutors Say Cash Was Taken Before It Reached the ATMs
An #FBI Boston investigation has led to the indictments of two former New Hampshire residents, Christopher and Amee Skinner, who are charged in connection with their scheme to steal and launder money stolen from bank ATMs. Details @USAO_NH: https://t.co/FdYdmsIAZl pic.twitter.com/hOWWyU0i0U
— FBI Boston (@FBIBoston) September 24, 2026
Christopher worked for a company that loaded U.S. currency into ATMs for banks in New Hampshire, Massachusetts and Maine, according to the federal indictment.
The charging document explains that cash was bundled into straps of 100 bills of the same denomination. Ten straps formed a brick, and the straps were placed into cassettes before the cassettes were loaded into an ATM.
Christopher’s job involved delivering the cash, loading straps into the cassettes and servicing the ATMs. Prosecutors say he was regularly assigned to work alone as the driver of an armored truck and began removing straps from cassettes before loading them into ATMs on Feb. 2, 2024.
Counts 1 through 18 allege bank thefts at ATM locations across New Hampshire between Feb. 2 and Feb. 26. The indictment separately alleges that Christopher stole $259,574 from ATMs belonging to two FDIC-insured victim banks during that period.
Cash Deposits Rose From $3,595 to $117,175
The money-laundering allegations focus on what prosecutors say happened after the ATM thefts began. Christopher and Amee allegedly began making frequent cash deposits into a joint account and another account held solely in Amee’s name.
During the five months before Feb. 3, the two accounts received a combined $3,595 in cash deposits. From Feb. 3 through July 22, prosecutors allege that cash deposits climbed to $117,175.
The indictment breaks the later amount into 40 cash deposits totaling $91,675 in Amee’s account and 12 totaling $25,500 in the joint account. From Feb. 2 through Nov. 20, the accounts also received approximately $37,550 in payroll deposits.
The indictment gives one example connecting the alleged ATM thefts with the later account activity. Prosecutors say Christopher stole approximately $21,000 from six ATMs between Feb. 5 and Feb. 7. On Feb. 8, Amee allegedly deposited $12,955 in cash into her account, which made a $12,902.31 payment that same day to Sono Bello, a laser liposuction and body-contouring company.
Two Cash Vehicle Purchases Became Money-Laundering Counts
Counts 19 and 20 of the indictment focus on two vehicle purchases allegedly made with criminally derived money.
Prosecutors say Christopher and Amee paid $40,000 in cash for a 2019 GMC Sierra at a CarMax dealership in South Portland, Maine, on Feb. 21. Three days later, they allegedly paid $28,814 in cash for a 2019 Lincoln Nautilus from Nucar Automall of Tilton in New Hampshire.
The indictment charges both defendants with money laundering over those transactions. It alleges that the money involved was derived from the bank thefts charged against Christopher.
The Indictment Also Lists a Cruise, Retail Spending and Travel
Prosecutors allege that cash deposited into the accounts funded other personal spending between February and November 2024.
The indictment identifies approximately $10,000 spent at Walmart and Sam’s Club, nearly $9,000 with Royal Caribbean Cruises, approximately $8,000 at Amazon and roughly $7,000 at Castle in the Clouds, a New Hampshire wedding venue.
Another approximately $3,500 went toward hotels and airline tickets, according to the charging document.
The indictment also contains a forfeiture notice seeking property or money traceable to the charged offenses if the defendants are convicted.
Both Defendants Have Pleaded Not Guilty
The case is United States v. Christopher Skinner and Amee Skinner, No. 26-cr-64-JL-AJ-01/02, in the U.S. District Court for the District of New Hampshire. The indictment was filed Aug. 5.
Each bank-theft count against Christopher carries a maximum statutory prison term of 10 years. The two substantive money-laundering counts also carry maximum terms of 10 years, while the conspiracy count carries a maximum of 20 years. Those are statutory maximums, not predicted sentences.
Christopher and Amee have pleaded not guilty. The allegations in the indictment have not been proven, and both defendants are presumed innocent unless and until proven guilty.