A North Carolina man accused of using a stolen debit card also disabled bank notifications on the cardholder’s cellphone, an arrest warrant alleges.
Investigators say he used the card’s PIN to make financial transactions in the owner’s name.
Jordan Keith Edgerton, 41, of Wayne County, was arrested November 7 on five additional charges stemming from a Lenoir County theft investigation.
The sheriff’s office described the second arrest in a November 9 announcement, following an earlier arrest involving missing firearms and cash.
Warrant Says Bank Notifications Were Disabled on the Owner’s Phone
The November 6 arrest warrant in case 26CR447865-530 accuses Edgerton of using the cardholder’s cellphone without authorization and disabling its bank notifications. That allegation forms the basis of a misdemeanor computer-trespass charge.
A separate identity-theft count alleges that Edgerton used the PIN associated with the owner’s First Citizens Bank card to represent himself as the cardholder. The financial-card-theft count accuses him of taking and retaining the card without her consent, intending to use it.
Card-Fraud Count Alleges More Than $500 in Cash and Goods
The warrant alleges that Edgerton used the card to obtain cash and goods worth more than $500 between April 30 and July 6, 2026. Its false-pretenses count also describes using the stolen debit card to obtain money and goods.
Deputies received the home-theft report on July 15, according to the sheriff’s announcement. The reported missing property included two firearms, money and a debit card, and detectives identified Edgerton as a suspect after interviews and further investigation.
An earlier August 14 arrest warrant, in case 26CR382131-530, alleges two firearm thefts and separate thefts of $220 and $13 in cash. That warrant dates the alleged thefts to April 13, before the period described in the later card-fraud count.
Court Records Show a $40,000 Bond Was Posted After the Second Arrest
The sheriff’s office said Edgerton received a $12,000 secured bond following his August arrest on firearm and cash-theft charges. After his November 7 arrest on the new financial and computer-related charges, he was initially held without bond.
A November 9 release order subsequently authorized release upon a $40,000 secured bond. The financial case’s court register records that bond as posted through a professional surety that day, with the case still pending in the November 10 record. A hearing was scheduled for November 20 at 9 a.m.; Edgerton is presumed innocent unless proven guilty.
Check Transactions and Alert Settings After Suspected Card Misuse
If you suspect debit-card misuse, check transactions directly through your bank’s official app or website, even if no alert has arrived. First Citizens’ digital-banking guide explains how customers can review transaction history, confirm that account and card alerts remain enabled, and check the phone number or email address used to receive notifications. Contact the bank promptly about transactions or changes to alert settings that you do not recognize.
The Federal Trade Commission advises reporting a lost or stolen debit card immediately, because federal liability protections depend partly on how quickly the loss is reported. Keep records of your communications with the bank and report unauthorized transactions promptly; people whose identifying information has also been misused can obtain a recovery plan at IdentityTheft.gov.